Bank Account In Taiwan


US Company Registration





Taiwan OBU (OFFSHORE BANKING UNIT) is the abbreviation of International Financial Business Branch. It is often mistaken for OBU to refer to an offshore company. In fact, OBU actually refers to an account opened by an overseas company in Taiwan. The government separates it from the local financial system, uses foreign currency as a transaction intermediary, and the overseas customer is the transaction object. Tax relief, or exemption from financial controls and other preferential conditions, attract international financial industry to come to engage in financial business.


Inter Area has many years of business experience, the customer's attention /service is not only to help customers register and open accounts related to overseas companies (such as opening an account in Taiwan, Singapore, Hong Kong, Philippines, etc.). Because Inter Area has professional talents who are familiar with overseas companies and overseas companies to open accounts, there are also people who accompany them to open accounts in Hong Kong or open accounts in Singapore. It is also important to help customers with planning, registration, practical cases and related precautions, and the latest information. Designed to provide customers with the most complete, fast and secure service. 

The focus is on the background and purpose of the customer's practical investment, and the new experience in different products and services that determine the value of the future determines the value of the future.


Table Of Contents

  • OBU Features
  • OBU Advantage
  • OBU Opening Qualification



OBU Features

Since the central bank has greatly expanded the business scope of OBU, it has allowed OBU to undertake the development, notification, and bill of exchange of letters of credit.  As the cross-strait economic and trade activities become more and more enthusiastic, the opening of the letter of credit business will enable the function of OBU to be further developed. Its characteristics are as follows.


OBU Company Features

Freedom of funds:

Freedom of international exchange, liberalization of capital

movements, and generally no restrictions on the funds of

international financial business branches. In the name of an

overseas company, it is possible to avoid the exchange rate

difference caused by the return of overseas surpluses to the

Taiwanese parent company and remittance.


OBU Company Tax  

Tax concessions:

The state often gives deposits and deposit insurance to

international financial business branches in order to attract 

more players to trade.


OBU Company Tax

Tax simple:

overseas companies have no local tax burden in Taiwan.

The international trade carried out in the OBU, because of

the transaction occurred abroad, is not subject to business

tax, profit-making business income tax, stamp duty, and

other taxes, and can retain funds overseas, which is

conducive to tax arrangements and planning, in order to

achieve legal and tax-saving.


OBU Company Features

Financial Facility:

OBU capital cost is low, and overseas customers can borrow

from OBU to enjoy a preferential lending rate. It is easy to

operate import  and export business such as opening letters

of credit and bills. Freedom of funds in and out, facilitating the

expansion of overseas  investment and international trade is

not subject to the restrictions  of domestic banking laws and

central bank regulations and is not  subject to interest rate

management regulations.


OBU Advantage

OBU Company Advantage

Exemption from profit-making business
income tax, business tax, and stamp duty.


OBU Company Advantage

Foreign currency accounts are not affected by
exchange rate fluctuations.


OBU Company Advantage

Capitalism and autonomy are high.


OBU Company Advantage

It is easy to operate import and export business such
as opening letters of credit and bills.


OBU Company Advantage

Except as otherwise provided by the Ordinance,
it is not regulated by the Managed Foreign Exchange Ordinance.


OBU Company Advantage

Except as otherwise provided by the regulations, it is
not subject to the restrictions of the domestic banking
laws and central bank regulations.


OBU Company Advantage

Except as otherwise provided by the regulations,
it is not subject to the interest rate management regulations.


OBU Company Advantage

Deposits are free of deposit reserve and are free of bad debts.


OBU Company Advantage

It is regarded as a bank account outside
Taiwan and is highly confidential.



OBU Opening Qualification

Natural person:

An individual who holds a foreign passport andhas no residence in Taiwan.

Company :

  1. The company incorporated in Taiwan: an overseas branch of a Taiwanese company.
  2. Overseas companies, such as

A. Foreign companies (excluding branches in Taiwan).
B. Foreign governments and financial institutions.



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